Dear Bill Collectors

This is a letter to the bill collectors that would like me to send them the money that I owe them.

If I had money to send to you trust me I would send it. There is nothing more annoying than 10 phone calls in a row from the same number. I won't answer your calls because when I do you argue with me and you just don't get it that I have no money. Also if you can't have a "live" person call me or leave me a message I really don't care to answer my phone. Listening to a computer tell me I need to call you back so that we can argue is going to get you no where.

I hate that my life has gone this direction and that I can not pay my past debts. If there was a way for me to pay for those things you bet your happy butt I would. Not only so you would all leave me alone but so that I could say I took care of my debts cus it's the right thing to do. I honestly hate debt and can't stand suffocating feeling it brings with it.

As for you calling my ex in-laws, my brother and his wife and really even my step mothers parents who I have talked to like 4 times in the 20+ years I have known them I seriously think that needs to stop. If you have the time to research all of those people and that I "may" be related to them in some way and they might have information about me then you should of been researching that I am losing my home due to not being able to make the payments on it and you would have researched just what I do for a living and realize "Hey she really doesn't make any money." Oh and let's not forget that I am a single mom to 4 kids and that my ex husband gives me very little in child support.

So bill collectors if I had enough money I would be paying my bills. Starting with my home loan payment so that my children and I would not be homeless. I would then work my way down and pay the rest of you off. You know if I had money ...

I would appreciate it if you stopped calling other people that have nothing to do with the money I owe you. They don't need to be harassed by you when they have done nothing wrong. However if you want to continue calling me feel free but realize I will not answer my phone and I still don't have money to give you.

Have a wonderful day collecting money from all of the other people on your list that I can only imagine are in the same boat as I am with the crappy economy we are in.

Sincerely,

Shannon

I'm so poor I can't even pay attention. ~Ron Kittle, 1987

I am having an out of money experience. ~Author Unknown